Finance Options - FAQs
Klarna is a buy now, pay later (BNPL) service founded in Sweden in 2005. It allows users to shop online and pay for their purchases in instalments, either by splitting the total into four equal payments, paying off the amount in 30 days, or arranging for longer-term financing. Klarna operates in 17 countries and partners with over 250,000 merchants, making it a popular choice for flexible finance options.
What is Klarna?
How do I qualify for Klarna?
Consumers can apply through the Klarna app or through its website. Following an application, the company will conduct an affordability and soft credit check. To be eligible, customers must have a good credit history, be at least 18 years of age and be a UK resident.
How can I spread the payments?
Klarna offers several payment options to fit around your criteria and needs;
1) Pay in 4 - Split your purchase into 4 interest-free payments, paid every two weeks
2) Pay Later - Shop now and pay for your order within 30 days without interest
3) Long-Term Financing - Choose to finance your purchase over a longer period with flexible payments
Who do I contact if I have an issue with my payment plan?
Any issues you have and need to resolve Klarna can be contacted via a 24/7 live chat or on the following numbers:
Local rate:
Freephone:
